The MyCarCalc Blog
Expert advice, comprehensive guides, and the latest trends in automotive finance to help you make smarter decisions.
Featured Article

How Much Car Can I Afford? 20/4/10 Rule Guide
Stop guessing. Use the 20/4/10 rule to find a car payment that fits your budget without wrecking your finances. We break down the math.
Recent Articles

Should You Refinance Your Car Loan? 2025 Guide
Refinancing can save thousands. Use our math-based guide to calculate your break-even point and see if you qualify for a lower rate in 2025.

How to Calculate Car Loan Payments Correctly
Don't get blindsided by the dealership. Learn the exact formula to calculate your car payment, including taxes, fees, and interest, before you sign.

Gas vs. Electric: True Cost of Ownership 2025
Is switching to an EV really cheaper? We break down the hidden costs of fuel vs. charging, maintenance, and depreciation to help you decide.

Leasing vs. Buying 2025: High Rates & EVs
High interest rates have changed the math. Discover why leasing might be the smarter play in 2025, especially with the $7,500 EV tax credit loophole.